Blame game

Insurance assessor visited today, to take photos of my car. There has been a claim by someone that, I drove into them whilst turning back on 20th December. He looked at my car and said, there is no damage 🤷🏽‍♂️. I have to wait for this to be cleared up and until then, my annual insurance premium has doubled. 15 years of no claims bonus does nothing. 🤬